Bajaj Allianz General Insurance Overview
Bajaj Allianz General Insurance is the private sector general insurer in India. The company is a joint venture between Bajaj Finserv Limited and Allianz SE. Bajaj Finserv has been associated with the Bajaj Auto Limited, but off late the company is separated from its parent organization (Bajaj Auto Limited). In the joint venture, 74% of the total share is held by Bajaj Finserv Limited, whereas remaining 26% is held by Allianz SE. Since Bajaj Finserv comes from the renowned Bajaj family which has been a major player in various industries in India for a long time and Allianz SE is an insurance expert and one of the Germany’s biggest Financial Services in the global markets with other lines of business, so both enjoy a reputation for expertise, stability and strength. It becomes the key strength of the company. Registered on May 2001, Bajaj Allianz General Insurance Company Limited has started to conduct various insurance businesses and has become one of the top-most general insurance brands in India. This insurer maintains its exponential financial growth and profitability while crossing the Rs. 100 Crore magical figure. It has now become one of the robust insurers in the Indian Insurance Industry.
Bajaj Allianz General Insurance Company is going from Strength to Strength
Bajaj Allianz General Insurance has been relentlessly increasing its operations to reach out to all types of customers. The company satisfies individuals and the business sector with its wide range of insurance products as well as services and discounts. It also improves the insurance penetration with its advanced digital and mobile applications. For the 11thsuccessive year, Bajaj Allianz has received iAAA rating from ICRA and it specifies that the company has the highest claim paying capability and a profoundly strong position in the Indian insurance industry. It is the first Insurance Company that initiates cashless claim settlements policy, in-house health management team and image-based policy as well as claim processing, digital offices and also the mobile apps such as Eezee Tab and Insurance Wallet. Customer is now experiencing superior and advanced services with Bajaj Allianz General Insurance Company. The company has also introduced the usage-based car insurance by installing Telematics device in the insured vehicle for the first time in India. You can also renew and buy Bajaj Allianz General Insurance online by using mobile apps or company’s official website.
Advantages of Bajaj Allianz General Insurance
- ✔Bajaj Allianz General Insurance is the first choice for consumers among the leading insurance companies in India as this insurer treats their customers with warmth and respect.
- ✔The company offers customized, cheapest priced insurance products and services.
- ✔Bajaj Allianz General Insurance policies are accessible for different sector of customers.
- ✔This insurer offers quick and efficient claims settlement.
- ✔Under Bajaj Allianz insurance, you will get round the clock services.
- ✔Bajaj Allianz General Insurance Company entitles to be the first insurer in India for using telematic device for vehicle insurance.
Online Services Provided by Bajaj Allianz General Insurance Company Limited
- ✔You can buy Bajaj Allianz General Insurance online through the company’s official website.
- ✔Bajaj Allianz General Insurance renewal can also be done online instantly.
- ✔This insurer offers online premium calculator by which you can calculate Bajaj Allianz General Insurance policy premium.
- ✔You can download any required documents.
- ✔Under Bajaj Allianz General Insurance online, you can avail 24*7 customer support assistance.
- ✔You can also get Bajaj Allianz General Insurance quotes online.
Bajaj Allianz General Insurance Policies and Coverage
The company provides a wide range of general insurance products to target different sector of customers. Following are the general insurance products provided by Bajaj Allianz General Insurance Company Limited.
Bajaj Allianz car insurance policy will protect you from any kind of financial losses incurred while driving. Two types of motor insurance coverage are provided by Bajaj Allianz General Insurance Company.
Third-Party Liability Coverage: This policy provides protection against any legal liability due to any accidental damage. This motor insurance plan of Bajaj Allianz General Insurance covers injuries/death or property damages incurred to the third-party due to the insured vehicle.
Comprehensive Coverage: This policy covers any loss/damage to your car caused by man-made disasters and natural calamities. This scheme provides complete coverage to your car which includes damage/loss to own vehicle as well as third-party loss and damage.
Bajaj Allianz General Insurance policy offers good coverage and benefits for two-wheeler. It has been designed to keep your two-wheeler secure. In other words, the company offers the best coverage for your bike.
Third Party Legal Liability: As per this Bajaj Allianz General Insurance policy, you will get protection against any legal liability due to accidental damages resulting in the permanent injury or death of a person, and damage caused to the insured vehicle.
Comprehensive Coverage: This Bajaj Allianz General Insurance plan offers complete coverage for your bike against any losses/damages due to man-made disasters and natural calamities.
Health insurance policies of Bajaj Allianz General Insurance offer the best medical care and treatments when in need, even you can stay financially protected. The company offers more than 5500+ authorized network hospitals. Pre and post hospitalization costs are also covered under this plan. Bajaj Allianz General Insurance Company Limited offers a wide array of health insurance products. However, you should choose the best one as per your requirements. Following are the details of Bajaj Allianz health insurance policies.
Health Guard Individual Policy: Individuals between the age group of 18-65 years can eligible for this plan and children aged between 3 months to 25 years can be covered under this Bajaj Allianz General Insurance plan for health. This policy offers Sum Insured options ranging from Rs. 1.5 lacs up to the maximum of Rs. 50 lacs.
Health Guard Family Floater Policy: As the name suggests, it is a complete health insurance policy for your family. Sum Insured ranging from 1.5 lacs up to Rs. 50 lacs are covered under this Bajaj Allianz Health Insurance plan.
Critical Illness Health Insurance Plan: Under this Bajaj Allianz General Insurance plan for health, you can insure yourself against the risk of serious illness. This plan offers different types of Sum Insured options according to the age group, like INR.100000- 5000000- for the age group of 6 years to 60 years and INR. 100000- 500000- for the age group of 61 years to 65 years.
Premium Personal Guard Policy: This Bajaj Allianz General Insurance policy supports you in the emergency hour to manage the unexpected risks. This policy provides safety for the future and ensures total peace of mind. Under this mediclaim policy, you will get high Sum Insured ranging from 10 lakhs to 25 lakhs.
Extra Care Plus Policy: This plan is designed as a top-up cover to your existing policy and provides wider protection to you and your family. This policy means an extension of coverage at the cheapest premium. Under this policy, no medical tests are required till 55 years of age.
Health Care Supreme: It is a comprehensive health insurance policy and provides the best coverage at lowest premium rates.
Silver Health Insurance: It is one of the most preferred Bajaj Allianz General Insurance plans. This scheme is designed for senior citizens who frequently need medical treatments. This policy covers emergency ambulance charges up to a limit of Rs.1000.
Bajaj Allianz Insurance offers different types of travel insurance plans to aim different needs and requirements of travelers.
Individual Travel Insurance: This Bajaj Allianz General Insurance online policy of travel offers coverage for individual for all the costs of medical emergencies, flight delays and cancellation, loss of baggage, passport, etc.
Travel Insurance for Family: This travel insurance policy of Bajaj Allianz General Insurance online covers self, spouse, and 2 children. Under this plan, you will get medical expenses in case of an accident and emergency, loss of baggage, loss of passport, flight delays and cancellation.
Senior Citizen Travel Insurance: This international travel insurance policy covers the costs of medical contingencies, accident or hospitalization of senior citizens. This policy is designed to provide the coverage for both individual and family.
Student Travel Insurance: This Bajaj Allianz General Insurance policy supports you in the emergency hour to manage the unexpected risks. This policy provides safety for the future and ensures total peace of mind. Under this mediclaim policy, you will get high Sum Insured ranging from 10 lakhs to 25 lakhs.
Corporate Travel Insurance: It is a comprehensive travel insurance plan and is designed to provide coverage for the international business travelers. It offers complete medical and health cover during travelling in the foreign land for business purposes.
Bajaj Allianz home insurance policies provide safeguard towards your home and its contents from risks of losses/damages during any unforeseen events. Following are Bajaj Allianz home insurance policies.
My Home Insurance Policy: This Bajaj Allianz General Insurance online policy not only covers for home but also for its contents and belongings. You can buy this policy for a period of 3 years to avoid renewal each year.
House Holder Package Policy: It is a comprehensive home insurance policy and offers all-around protection for your home.
Easy House Holders Package Policy: This scheme provides you good coverage against unforeseen contingencies that may cause damages to your house. It provides coverage against natural disasters and man-made calamities.
Cyber Safe Insurance
Cyber Safe Insurance Policy for Individual: In this technically upgraded era, we cannot think a day without internet. With the increase in exposure to the internet, we are unwittingly exposed to various cyber-attacks. But Bajaj Allianz General Insurance online understands such risk factors and their impact. That’s why this insurer provides protection against possible risks and dangers.
Bajaj Allianz General Insurance in India offers Industry ranging insurance products. This insurer offers insurance for the following industrial categories
- ✔Property Insurance
- ✔Marine Insurance
- ✔Liability Insurance
- ✔Engineering Insurance
- ✔Financial Lines Insurance
- ✔Energy Insurance
- ✔Employee Benefit Insurance
- ✔International Insurance Solutions
Bajaj Allianz General Insurance Renewal Online
Bajaj Allianz General Insurance Renewal is easy and convenient if you with online procedure. By following some simple steps, you will be able to complete your Bajaj Allianz General Insurance Renewal. You just need to follow the below mentioned steps.
- ✔At first, simply log on to the website of Bajaj Allianz General Insurance Company.
- ✔Then click on ‘Renew Online’ tab to initiate Bajaj Allianz General Insurance renewal online.
- ✔Thereafter you have to select the policy which you want to renew.
- ✔In the next step, you will be asked for putting your existing policy details and details about your own-self depending upon the product.
- ✔Once you have filled the required details, click on ‘Proceed for Renewal’ option. Then you have to verify the details of the renewal plan and accept it.
- ✔After that, you will be diverted onto the payment page.
- ✔Once you make the payment digitally, Bajaj Allianz General Insurance renewal document will be emailed to you.
During this renewal process, if you get stuck anywhere you are always welcome to call Bajaj Allianz’s customer care executive to get proper guidelines.
Online Premium Payment Procedure of Bajaj Allianz
Under Bajaj Allianz General Insurance in India, you will get services paying premium online. This company provides options to pay the premium with preferred online payment gateway like EMI, Net Banking, credit cards, debit cards, wallets/cash cards etc. You can also get Bajaj Allianz General Insurance quotes for free. You just need to choose your payment mode and do the payment online instantly.
Take a Note
It could be a smart decision for you, if you compare Bajaj Allianz General Insurance quotes before buying policies online. In such process, you will also get the lowest priced insurance plans.
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