Max Bupa Health Insurance Company
Max Bupa Insurance is a joint undertaking between Max India Limited and the UK based healthcare services expert, Bupa Financial PLC. Bupa has six decades of knowledge in the healthcare industry. Max Bupa is a stand-alone health insurance company in India and came into existence after the collaboration. Max Bupa Health Insurance Company is established under the Companies Act, 1956. The registered office of the company is located in New Delhi. At present, the company has 1,400 employees, 26 offices in 16 cities across India. Max Bupa Health Insurance is paying attention to providing their customers with high-quality products and services that meet their requirements and making an ideal working atmosphere for the workers.
The vision of Max Bupa Health Insurance CO LTD is to become the most admirable health insurance company in India. To make it real, Max Bupa is blending their vast experience and expertise and skill in the field of insurance. The company constantly strives to raise the standard of health insurance policies to determine the well-being of the valued customers. Max Bupa Health Insurance Company believes in forming a long-lasting relationship with their customers by which it becomes the most preferred health insurer in India.
All the people working with Max Bupa Health Insurance in India are free to make innovation and are keen to improve in spite of changes and challenges. They are highly oriented to enhance their performance. The customer service at Max Bupa Health Insurance is kind, responsive and empathetic. All the executives respect the dignity of customers and treat them accordingly. This insurer focuses on responding to the varied needs of customers. All the professionals of Max Bupa Health Insurance are accountable to their customers. For all these things, Max Bupa Insurance has become the first choice for all the customers in Indian Market.
Awards Won by Max Bupa Health Insurance Company
- ✔Because of its Heartbeat Health Insurance Policy, Max Bupa Health Insurance Company won the most popular Golden Peacock Award 2015.
- ✔The company also won the ‘IT Leadership Award 2014’ at Asia Insurance Technology.
- ✔ABP News Banking, Financial Services and Insurance Awards 2014 confirmed Max Bupa Health Insurance Company as the General Insurer of the year.
- ✔As per Indian Insurance Awards 2012, Max Bupa is considered as the Health Insurance Company of the year.
- ✔Max Bupa Insurance won the ‘Technology Maturity’ award in 6th Indian Insurance Awards organized by Fintelekt in the year 2016. The company has received this award for its focused utilization of technology to deliver the best in class service experience to its clients.
Features and Benefits of Max Bupa Health Insurance Company
Online facility: You can buy Max Bupa Health Insurance online without wasting your valuable time. The policies can be renewed online. You can also get Max Bupa Health Insurance quotes online.
Cashless hospitalization: Max Bupa Health Insurance Company offers cashless facility at your nearest hospitals. This insurer has over 3500+ network hospitals. So you can avail cashless facility at ease.
Lifelong renewal: Max Bupa Health Insurance policies can be renewed lifetime. All the policies cover you for your entire lifetime.
Pre-existing diseases: As per Max Bupa Health Insurance, after a waiting period of 4 years, any pre-existing diseases will be covered.
Discount: If you buy Max Bupa Health Insurance online 2 yrs policy term, you can get a discount on premium. It is applicable for select policies offered by Max Bupa Health Insurance and that too applicable only in the second year of the policy term.
Claim settlement: You can avail direct claim settlement. As there is no involvement of a TPA, so the claim settlement procedure is direct and quick.
Comprehensive insurance coverage: Comprehensive health insurance coverage is provided by Max Bupa Health Insurance Company. Max Bupa Health Insurance policies provide coverage for your entire family.
Worldwide coverage: Insured members of Max Bupa Health Insurance policy can get cashless treatment at a network hospital anywhere in the world.d by Kotak Mahindra car insurance. The covers are like Nil Depreciation, Return to Invoice Cover, Engine Cover, NCB etc. However, to avail such covers, you’ll have to make additional payment along with your premium.
Option to enhance coverage: Under Max Bupa Health Insurance policy, if you think that your current insurance coverage is insufficient, you can enhance your insurance coverage at lowest priced premium rates.
Tax Benefits: You can enjoy tax benefits under Section 80D of the Income Tax Act, 1961 if you paid health insurance premiums.
Policies offered by Max Bupa Insurance
Max Bupa Health Insurance Plans
Max Bupa Health Insurance policies not only cover for your entire family but also provide a sense of security for the future. Following are the health insurance plans of Max Bupa
Heartbeat Health Insurance Plan: This mediclaim policy provides coverage for the basic medical expenses along with offering a loyalty benefit and discounts for its customers. This policy is designed for individual as well as for family floater basis. This Max Bupa Health Insurance Policy is available in three variants – Platinum, Gold and Silver. This plan provides coverage of up to Rs.1 crore for your entire family. Pre and post hospitalization expenses, day care procedures, health check-up are covered under this insurance scheme.
Health Companion Insurance Policy: This health insurance scheme also offers coverage for individual as well as for family floater. It has two variant- Silver and Gold. This Max Bupa Health Companion Silver insurance policy offers basic coverage in the range of Rs.2 lakh and Rs.4 lakh for individuals and for the entire family and Health Companion Gold policy offers basic coverage of Rs.5 lakh. Pre and post hospitalization expenses, day care procedures are covered in this plan.
Health Assurance Insurance Plan: This plan of Max Bupa Health Insurance offers coverage for critical illness, personal accident and hospital cash at 4 different levels of sum assured. This insurance scheme is available as individual and family floater basis. Under critical illness coverage, the plan provides lump sum amount in the range of Rs.3 lakh and Rs.10 lakh. Under hospital cash, this policy provides coverage in the range of Rs.1000 per day to Rs 4000 per day. Under personal accident cover, this policy would provide lump sum amount in the range of Rs.5 lakh and Rs.25 lakh.
GoActive Health Insurance Plan: It is a comprehensive health insurance plan of Max Bupa Insurance and it ensures overall wellness and happiness for your family. This plan is made keeping you and your family in mind. This plan is an affordable health insurance plan compared to other health insurance plans of Max Bupa.
Max Bupa Overseas Travel Insurance Plans
This overseas travel insurance policy of Max Bupa offers medical supports to the policyholders around the World. This leading insurer makes sure that medical emergencies in any foreign land are taken care of with their wider range of network hospitals. This coverage includes business travel and travel for study. Insured persons can avail 24 hours emergency services.
Max Bupa Health Insurance Renewal Online
In this technically upgraded era, people cannot spend a day without internet. And with the increasing usage of internet in every aspect of life, Max Bupa Health Insurance renewal process has gone online. You now do not have to spend a lot of time in the queue; you can simply opt for Max Bupa Health Insurance online renewal. It is very easy and convenient. To complete Max Bupa Health Insurance renewal process, you just have to spend a few minutes from your busy schedule. Max Bupa Health Insurance online renewal can be done at any time and from anywhere. Following are the step by step guidance of Max Bupa Health Insurance renewal online.
- ✔You need to visit the official website of Max Bupa Health Insurance Company Limited.
- ✔To initiate Max Bupa health insurance online renewal, select on the ‘Renew’ tab and enter previous policy number and submit.
- ✔Then you will be diverted into another page where you also have to enter Max Bupa policy number and ‘Date of Birth’ then submit.
- ✔After that, you will get to know about your Max Bupa Health Insurance quotes online.
- ✔Thereafter, click on ‘Pay’ button to make the payment digitally by using credit card/debit card/internet banking.
- ✔After successfully making the payment, you will receive a confirmation mail stating the completion of Max Bupa Health Insurance renewal online.
Usually, you have to renew your Max Bupa Health Insurance online policies once in a year. But if you buy the policies with 2-year tenure, you have to renew after two years. Apart from this, to enjoy continuous coverage and benefits, you should renew your plan before expiry.
Max Bupa Health Insurance Claim Settlement Procedure
With Max Bupa Insurance, you can avail two types of claims settlement option - Cashless claims and Reimbursement of claims.
- ✔You have to visit a network hospital of Max Bupa Health Insurance Company with Max Bupa health card.
- ✔Provide your health card with policy number and a valid photo identity to the hospital administrator.
- ✔The hospital will verify your identity and submit a pre-authorization request to the company.
- ✔Within 30 minutes the insurance company will process the request and send approval to the hospital by fax and E-mail and also send a text message and an E-mail confirming the same to you.
- ✔The insurer will settle the bill directly with the hospital as per policy terms and conditions.
Reimbursement of Claims
- ✔In the case of planned hospitalization, notify the insurer within 48 hours of hospitalization.
- ✔After admitting, pay the bills directly to the hospitals.
- ✔During discharge, you need to make sure that you bring together all the relevant medical documents.
- ✔Then you have to submit these credentials to the insurer along with a duly-filled and signed claim form available on the company’s website.
- ✔The insurance company scrutiny the claim request and processes the same.
- ✔The claim will be approved as per the terms and conditions of the policy and reimburse the approved sum.
Premium Calculator of Max Bupa Health Insurance
If you buy any health insurance plan, you have to pay some amount of premium to your insurance company every year or twice in a year. Health Insurance Premium Calculator will help you in this regard. It is a software tool that helps you in knowing the premium amounts that you have to pay for your health insurance premium.
Max Bupa Health Insurance Premium Calculator helps you to calculate your insurance needs and the premium that you ought to pay for various health products. It highlights the key benefits of health insurance plans like Heart Beat, Family Floater, and Health Assurance. Additionally, this calculator also has a BMI calculator that helps the customer in calculating his Body Mass Index. Hence, it can be said that Max Bupa Health Insurance Premium Calculator is an easy to use tool and can be used on a Smartphone while you are on the go.
If you are looking for a one-stop solution for your health or travel insurance coverage, you must go with the top insurance players in Indian market. Max Bupa Health Insurance in India is one of the top players in the insurance field. But it is always suggested that before purchasing any insurance plan, you should compare Max Bupa Health Insurance quotes online.