Star Health Insurance: Company Overview
Star Health and Allied Insurance Co. Ltd. began its operations in the year 2006 in India. The company has business interests in Health Insurance, Personal Accident and Overseas Mediclaim Policy. Since Star Health Insurance in India has no other category of insurance to center and separate their attention to, they generally employ their resources to aim at providing excellent services, designed products and use core proficiency of innovation to offer the best to their customers. With more than 400 offices all over India and around 8500 + hospitals network, Star Health Insurance Company Limited ranks amongst one of the largest providers of health insurance plans.
Star Health and Allied Insurance Company Ltd. has a plethora of health insurance products on offer at the lowest prices. This is to make sure that health insurance becomes a right to every individual human being living in India. Star Health and Allied Insurance Company Ltd. is single-mindedly devoted to providing the best health insurance policies in India. The company has already come into view as the first stand-alone Health Insurance Company in India, dealing in mediclaim, personal accident and overseas travel insurance. Star Health Insurance in India is targeting a capital base of Rs. 1050 crores in future.
To talk about the Awards and Recognition won by the Star Health and Allied Insurance Co Ltd., there are many. These awards add high value to the company’s good reputation and service value. To name some of the awards won by Star Health in India over the years are: Best Health Insurance Provider of the year by Business Today, Money Today Financial Awards 2016-2017, CII Industrial Innovation Awards 2016 for Top 25 Most Innovative Company, W.H.O Award Of Excellence 2017 from the former Honorable President of India Shri Pranab Mukherjee, Best Health Insurer - Outlook Money Awards 2016, Corporate Excellence Awards, Claims Service Company of the Year 2014 and many more.
Why Choose Star Health Insurance in India?
Within a decade, Star Health Insurance Company has advanced through leaps and bounds. With a countrywide customer base to sing their praises, Star Health Insurance Company Limited has raised a high standard specifically in the sector of health insurance. Every victorious tale has been a stepping ladder that has made the Star Health Insurance Company one of India's most trusted specialists in health insurance with excellent service at cost-effective rates for customers belonging to all backgrounds given that the company holds an unmatched reputation in terms of various health insurance services on offer. Apart from the health insurance plans, Star Health Insurance Company has a number of special qualities that they offer cordially and this is the reason why their products are distinguished from other insurance providers in India and therefore their policies are highly sought after in India. If you are looking for the reasons buy Star Health Insurance online, then here are a few.
Pan India Presence with More Than 430+ Branch Offices: Star Health Insurance Company operates in all corners of the country. Therefore, the services offered by the company can be availed from anywhere in India. In addition, Star Health has more than 430 branches across India to provide the best in class health insurance solutions for all.
Cashless Hospitalization: Star Health Insurance Company offers the facility of cashless hospitalization as well as reimbursement facility with their unique and exclusive health insurance coverage. The company has the largest cashless network of hospitals across India through which you can avail cashless treatment without spending a penny from your pocket in a hassle-free way.
India’s First Stand-Alone Health Insurance Company: One of the best reasons why you should go for Star Health Insurance policy lies in the fact that Start Health is the very first stand-alone insurance company in India. Therefore, Star Health Insurance plans are designed with special attributes that most of the other insurance companies lack in general.
Hassle-free and Customer-friendly Claim Settlement: This is indeed the most significant reason why you should go for Star Health insurance policies. The fact that Star Health Insurance Company has won awards for settling claims has certainly empowered the company’s products and productivity with special distinction. The claim settlement procedure under Star Health insurance policies is quick, transparent, hassle-free and customer-friendly. The company offers direct claim settlement without any interference of TPA.
Personalized Doctor Visit: Star Health Insurance plans offer personalized doctor visits for all policyholders getting hospitalized. This feature allows the insured persons to get special care whenever they are hospitalized.
Wide Range Of Health Insurance Products: Star Health Insurance Company Limited has a broad range of health insurance products on offer from which you can independently choose as per your very own requirements or preferences. Star Health Insurance plans are available for individual, family, and for parents. You can also avail travel and accidental care insurance from Star Health Insurance online.
Largest Network Hospital: Star Health and Allied Insurance Company Ltd. has the largest network of hospitals. The company has 8400+ hospitals within its network. You can easily avail cashless treatment from there.
Online Purchase and Renewal Facility: You can instantly renew or buy Star Health Insurance online from the company’s online portal. In the same way you can get Star Health insurance quotes online as well.
No Claim Discount: Star Health offers No Claim Discount upto 10% on policy renewal online. That means you will be eligible for discounts as much as 10% on your Star Health Insurance renewal premium if you don’t file a claim within a policy term.
Affordable Premium: If you think that you will have to make a huge payment to buy Star Health Insurance online, it would be your mistake because Star Health offers health insurance policies at affordable and tailor-made prices. Anyone living in India can buy Star Health Insurance online without having to worry about the premium rates.
Customer Assistance: Star Health Insurance Company Limited provides 24x7 online and offline support to help their customers’ out with various insurance related queries and claim support in a friendly way.
A Quick Glance at Some of the Best Plans from Star Health Insurance in India
A number of effective and efficient health insurance plans are offered by Star Health Insurance online. Below we are providing the best health insurance plans from Star Health with concise description.
Family Health Optima
This is a family floater plan from Star Health and it comes with extensive coverage options at an affordable premium. Any person aged between 18 and 65 years can buy this Star Health Insurance policy online. The policy comes with lifelong renewal option and free check-up benefit against every claim-free year. A newborn baby can be covered under the policy from the 16th day. The policy offers coverage for all day care procedures and it has auto recharge facility with no extra cost.
Star Super Surplus
This is one of the best health insurance plans from Star Health. The policy comes with high Sum Insured option at an affordable premium and two plan options – Silver and Gold. Anyone living in India aged between 18 and 65 years can buy this Star Health Insurance policy online for individual or family floater basis. The policy covers pre-existing diseases after 36 months of waiting period.
Star Senior Citizens Red Carpet Health Insurance
As the name suggests, this policy is specifically designed for the senior citizens who are aged between 60 and 75 years and one need not take any pre-insurance medical test to buy it. Pre-existing diseases are covered from the second year under the policy. The plan comes with a high Sum Insured of up to 10 lakhs and also offers lifetime renewal facility. You can avail a discount of 5% on the premium if you buy this Star Health Insurance policy online.
Star Health Insurance Comprehensive Plan
This policy is designed to cover both individual and family including your spouse and dependent children. Anyone living in India aged between 18 to 65 years can buy this Star Health Insurance plan online. Dependent children are covered from the age of 3 months until the age of 25 years. The policy imposes no cap on treatment costs and room rent and it covers 400+ day care procedures. It also offers coverage for personal accidental death and permanent disability equivalent to the health insurance cover at no extra cost. The policy offers 100% increase in the Sum Insured on renewal against claim free years.
This plan is designed for individuals only. It can be purchased by any one aged between 5 months and 65 years. The policy comes with an automatic restoration of complete Sum Insured by 200%. It covers 101-day care procedures and the No Claim Bonus of 5% can go as high as 25% against each claim free year. The policy covers pre-existing diseases after 48 months of waiting period and it can be procured by an HIV positive person being subjected to applicable conditions.
Star Unique Health
This is an out of ordinary two-year health insurance plan for individuals. Any individual aged between 18 to 65 years can enroll for this Star Health Insurance policy. The plan pays for the pre and post hospitalization expenses as per policy limits. You can pay the premium for this policy in two installments.
Star Family Delite Insurance Policy
This Star Health Insurance plan is designed for the family and it offers coverage for self, spouse and dependent children. The policy can be taken by anyone in India aged between 5 months and 65 years. This plan covers pre and post hospitalization expenses as well as specified day care procedures.
Star Gain Health Insurance Policy
This health insurance plan provides coverage for both individual and family and covers both inpatient and outpatient treatments. Any individual aged between 5 months and 65 years can opt for this plan. You can also avail No Claim Discount up to 10% on your Star Health Insurance renewal.
Star Criticare Plus
This Star Health insurance policy offers coverage for 9 specified critical illnesses. The policy offers lump sum payment on diagnoses of critical illness and it also covers non-allopathic treatment as per policy limits. The policy can be procured by any individual aged between 18 and 65 years.
As the name suggests, this policy is particularly designed for diabetic patients and it can be purchased on both individual and family floater basis. The policy covers the hospitalization expenses in case of hospitalization due to both type of diabetes – 1 and 2. Two types of plans – Plan A and Plan B are available under the policy. Plan A has no waiting period whereas there’s a 15-month waiting period for Plan B. The policy covers 400+ day care procedures and offer automatic restoration of total Sum Insured. This Star Health policy also pays for the costs of artificial limbs as per specified policy limits.
Star Health Gain
This is a family floater health insurance plan that is designed to cover the costs of an entire family in the range of Rs. 1 Lakh and Rs. 5 Lakh. Outpatient benefits are offered along with general benefits under this plan. Maximum 2 adults and 3 children in a family aged between 5 months and 65 years can be covered under this Star Health Insurance policy.
Star Wedding Gift
This Star Health Insurance plan is designed to cover the expenses linked with child delivery i.e. both Normal and Caesarean. The policy also offers coverage for newborn baby. It provides cover for non-allopathic treatment as per specified limits and also covers regular hospitalization expenses. The policy can be procured for 1 and 2 year term and it requires no pre-medical screening. Any couple aged between 18 to 40 years can buy this policy.
Star Health Insurance Care Plan
You can avail this policy for self or your family. It comes with pre and post hospitalization coverage. The policy also provides hospital cash benefit if the treatment is done from a government hospital. Anyone living in Tier 1 and Tier 2 cities in India aged between 18 and 65 years can avail this policy. The policy offers whole life renewal benefit.
Star Cancer Care Gold
This Star Health Insurance policy is the very first insurance product specifically designed for any person diagnosed with cancer. Two types of Sum Insured options are available under the policy – Rs. 3 Lakhs and 5 Lakhs. Anyone aged between 5 months to 65 years suffering from cancer illness can buy this policy. The policy term is 1 year. Spouse/Dependent Children/ Dependent Parents can be covered under the policy if it is purchased by an individual.
Star Cardiac Care Insurance Policy
This policy is specifically for the protection of heart patients aged between 10 and 65 years. This Star Health Insurance plan is available in two plan options – Gold and Silver. The policy covers 405 day care procedures and covers the expenses of pre and post hospitalization as per specified limits.
Star Micro Health Insurance
This is a basic mediclaim insurance from Star health at an affordable price. The policy covers hospitalization expenses as per specified limit and also covers ambulance charges for the transportation of an insured person. Anyone aged between 5 months and 65 years can buy this Star Health Insurance online in India.
Star Net Plus
This is an exclusive policy for HIV+ infected persons in India. Various NGOs, Governmental agencies and other registered societies serving persons who have been diagnosed with HIV can offer their beneficiaries/ members to avail this insurance.
Star Health Travel Insurance
The travel insurance policies from Star Health are designed to provide maximum coverage against various travel related contingencies while on an overseas trip. The company has four types of travel insurance policies on offer namely: Star Travel Protect Insurance Policy, Star Family Travel Protect Insurance Policy, Star Student Travel Protect Insurance Policy and Star Corporate Travel Protect Insurance Policy.
These policies cover emergency medical expenses including medical evacuation and transportation, Loss of checked in baggage, Legal Liability for bodily injury or property, Delay of checked in baggage, Personal Accident, Dental emergency expenses in case of an accident etc. You can instantly buy Star Health Travel Insurance policy online.
Star Health Accident Care
Star Health Accident Care plan covers Accident death, Permanent and temporary disablement. The policy also offers enhanced weekly reimbursement up to Rs.15000/- per week (maximum 100 weeks), Compensation against Permanent Total Disablement for 150% of the Sum Insured, Cumulative bonus for 5% per annum (maximum 50%), and Educational Grant for dependent children.
Star Health Insurance Renewal Online
Renewal of your Star Health Insurance online is just as important as buying one. You can instantly renew your Star Health Insurance policy online without any hassle. You must make sure that you are renewing your policies from Star Health Insurance Company before it expires in order to keep the coverage on your plan continuous and intact. By any means, if you forget your timely Star Health insurance renewal, you will cease to get the benefits from it as well as you will no longer be eligible for No Claim Discounts.
Star Health insurance renewal is going to take a very little time from you hectic schedule when you do it online. Below is a step-by-step guide to renewing your Star Health insurance policy online.
- ✔In order to renew your Star Health insurance policy online you will be required to log into the official portal of Star Health Insurance Company.
- ✔Thereafter, click on ‘RENEWALS’ to instantly renew your Star Health Insurance online.
- ✔Then, enter your policy number and the Date of Birth of the insured person.
- ✔You will be diverted to a new window where you will be required to enter some more details for successful renewal of your Star Health Insurance online.
- ✔Next, you will need to make an online payment for your premium. You can pay your premium via net banking, credit or debit card.
- ✔Once you pay the premium on your Star Health Insurance online, you will be successfully done with the renewal procedure.
- ✔At last, you will be forwarded a renewal confirmation receipt at your registered mail id or you can also download and save your Star Health Insurance renewal details for future purpose.
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