Future Hospicash
Some of the benefits of this hospital cash plan from Future Generali are listed below:
- ICU Benefit Within the City of Residence :
If you or a family member is admitted to an ICU in the city where you live, you will get twice the daily hospital cash benefit.
- ICU Benefit Outside Your City of Residence:
If you or a family member is hospitalized in an ICU outside of your city of residence, you can receive three times the daily hospital cash amount.
- An Additional Convalescence Benefit:
For hospitalizations lasting more than 10 days, an additional convalescence benefit of Rs. 5000 is payable to you or a family member once per hospitalization event.
- ICU Benefit:
For each hospitalization, the ICU benefit is available for a maximum of 10 days, and for a total of 20 days during the policy term.
SBI Hospital Daily Cash Insurance Policy
Some of the benefits of hospital daily cash plan from SBI General Insurance are listed below:
- Daily cash benefit: From Rs. 2,000 to Rs 4,000 per day
- Age of entry: 18 to 65 years.
- 4 Plan Options: Daily Benefit Amount
- Convalescence Expenses: Up to Rs.5000
- IT Exemption: Under Sec 80 D
Chola Hospital Cash Policy
For each completed 24 hours of hospitalization, a Fixed Daily Allowance will be paid, which will cover any miscellaneous expenses while you are in the hospital. If you are admitted to the Intensive Care Unit (ICU), your hospital daily cash benefit is doubled for the length of your stay. In addition, if you are hospitalized for more than 20 days, you will receive a lump-sum convalescence payout.
Why do you choose Chola MS for hospital cash insurance? Here are some of the benefits you'll get:
- You get a daily cash amount for each completed 24 hours of hospitalization, regardless of how much you spent.
- Pre-policy check-ups are applicable for people over 55.
- Via simple paperwork, this policy is made simple and a valuable health insurance product for everyone.
- You can get fast and productive settlements of claim with Chola MS Help's direct dealings, which eliminate third-parties.
- Under section 80(D) of the Income Tax Act, you are eligible for deductions on the premiums you pay for yourself, your spouse, your dependent children, and your parents.
- The policy comes with a lifetime renewability option.
- You have the option of selecting a policy term of 1/2/3 years.
- You can choose from 6 different plan choices to find the one that best fits your needs.
Bajaj Allianz Hospital Cash Daily Allowance
Hospital bills can burn a hole in your pocket and deplete all of your savings. The never-ending costs that befall us during hospitalization include doctor's visits, medical bills, hospital room rent, and more. This puts a financial strain on your family, on top of the emotional turmoil they're already dealing with.
Bajaj Allianz provides a solution to avoid such a financial crisis during hospital treatment with their Hospital Cash Daily Allowance policy. This policy pays a daily benefit amount to take care of the sudden expenses during the hospitalization period. This policy is an add-on policy and cannot be purchased as a substitute for a health insurance policy.
With their Hospital Cash Daily Allowance scheme, Bajaj Allianz offers a way to escape such a financial crisis while in the hospital. This policy provides a daily cash amount to cover unexpected costs incurred while in the hospital. This policy is an add-on to a health insurance policy and cannot be used as a substitute for a medical insurance policy.
The Hospital Cash Daily Allowance offers a daily cash benefit in the case of a sudden hospitalization. This scheme pays a daily cash benefit for each day spent in the hospital.
ManipalCigna ProHealth Hospital Cash Plan
You will be benefitted from ManipalCigna ProHealth Hospital Cash in a number of ways. You have the choice of choosing between 2 plan types: simple and enhanced. The basic plan includes the following features:
- Sickness Hospital Cash Benefit provides regular hospital cash to people who are ill.
- The Accidental Hospital Cash Benefit is worth twice as much as the normal DCB (Daily Cash Benefit).
- The ICU Cash Benefit is three times the standard DCB, but it is only valid for 15 days per insured individual.
- For hospitalization that occurs outside of India, Worldwide Cover offers three times the normal DCB.
In addition to the basic plan's advantages, the enhanced plan option includes the following:
- In the event of a hospitalization lasting 10 days or longer, the Convalescence Benefit will be paid at 5 times the normal DCB. This benefit is only available once per policy year per person.
- Companion Benefit is intended to provide the individual accompanying the patient in the hospital with 50% of the DCB.
- If the individual dies as a result of an accident, the Compassionate Benefit is 10 times the normal DCB. Optional coverages such as Day Care Treatment and Accidental Death, as well as Permanent Total Disability, are available.
Bharti AXA Life Hospi Cash Policy
Have a look at the benefits of this hospital daily cash policy below:
- This is basically a health insurance rider that pays you a certain amount for each day you're in the hospital. It also provides a fixed amount benefit if you are admitted to an Intensive Care Unit or a lump sum benefit if surgery is required.
- Provides a hospitalization cash benefit (DHCB) for hospitalization. If the hospitalization is for a minimum of 48 hours while the policy is in effect, it is a fixed per day benefit paid to the policyholder for each day of hospitalization.
- Intensive Care Unit and Surgical Hospitalization benefits are paid out in a lump sum. The ICU Benefit is worth twice as much as the DHCB. For minor and major operations, the surgical benefit is 5 times DHCB and 20 times DHCB, respectively.
- Premiums that are simple and affordable. Purchasing is simple and inexpensive.
- Tax advantages are available on both the Rider Premium and the Base Package. Section 80D of the Income Tax Act of 1961 qualifies you. The tax advantages are subject to adjustment at any time.
ICICI Lombard Hospital Cash Insurance
The Hospital Regular Cash benefit of ICICI Lombard's health insurance policy is like a helping hand in times of need. This benefit provides you with a set amount of money for each day you are hospitalized. In addition, the policy includes a cashless hospitalization option to ensure that patients receive high-quality, timely care.
With a lump sum payment of Rs. 10,000, the Convalescence bonus makes sure that your loved ones are at your side while you recover in the hospital, helping to offset any costs incurred by you or those accompanying you.
Note that the Hospital Daily Cash bonus must be used for a minimum of 3 days and a maximum of 10 days in a row.
