HDFC Life has come up with an individual solution that has been specifically designed to provide women with various financial requirements. This policy from HDFC Life is created to make sure that women can plan well in advance for diverse stages of life, like protection, retirement, child’s education, etc.

Currently, HDFC Life has only one Women’s plan which is following:

HDFC Life Smart Woman Plan

This is a particular insurance scheme for women from HDFC Life that provides both insurance and investment benefits under the same product. The policy buyer can pick from 3 benefit options. HDFC Life Smart Woman Plan provides premium waiver benefit subsequent to pregnancy complications, death of the spouse of the policyholder and diagnosis of malignant cancer in female organs. The policy also offers additional cash payouts periodically under definite plan variants.

• Sum Assured:
  • Minimum - 10 times of the annualized premium if the individual is less than 45 years.
  • 7 times of the annualized premium if the individual above 45 years.
  • Maximum - 40 times of the annualized premium.
• Policy Term:
  • 10 years/ 15 years