About ICICI Prudential Life Insurance ULIP Plans

ICICI Prudential Life Insurance ULIP Plans stands for unit linked insurance plans. These plans help you in managing your savings on the basis of your risk appetite. ULIP plans from ICICI Prudential Life Insurance provide you with an option of portfolio strategies for your savings and simultaneously secure you against the uncertainties of life.

ICICI Pru Guaranteed Wealth Protector Plan

  • This is a unit linked insurance plan which has been designed to provide dual assurance of capital protection as well as a life cover

  • Comes with the potential for high returns by revelation of up to 60% in equities through Guaranteed Wealth Protector plan

  • Through an Assured Benefit, the investment or capital is protected from market downturns

  • Life insurance cover offered under this plan secures the future of your family

  • The policy offers flexible premium payment tenure. You can pay the premium just once or for a limited period of 5 years
  • By means of Wealth Booster and Loyalty Additions, you can Receive loyalty benefits under this ICICI Prudential Life Insurance ULIP Plan
  • Avail tax benefits as per the income tax act on premiums paid and returns received
  • Policy buyers can have online access to check their ICICI Prudential life insurance policy status through their mobile or computer device

ICICI Pru Elite Wealth II Plan

  • ICICI Pru Elite Wealth II is protection and savings oriented unit-linked insurance plan
  • The policy offers several options for investments with regard to the premium payment, fund choices and investment horizon
  • Provides the policyholders with a life insurance cover so that they can protect their family in case of death
  • The policy also offers flexibility in terms of premium payment since it can be paid for the complete policy term or for a limited period.
  • ICICI Pru Elite Wealth II plan offers a selection of portfolio strategies on the basis of one’s requirements. It helps the insured to customize their ICICI Prudential life insurance policy status as per their requirements at that point of time
    • Fixed Portfolio Strategy which provides you with the option to assign savings in funds of choice
    • Life Cycle based Portfolio Strategy, which is a unique, personalized strategy based on one’s age to generate a perfect balance between debt and equity
  • You may receive Loyalty Additions which trim down valuable Fund Management Charge (FMC)
  • Starting from the end of the 10th policy year, you can avail Wealth Boosters once every 5 years
  • Provides you with the choice of protection level of a life cover that is available on the basis of requirements
  • The policy gives you the ability to manage altering financial investment outlook and priorities with limitless free switches (under the Fixed Portfolio Strategy)
  • Avail tax benefits as per the income tax act on premiums paid and received benefits
  • You will have an online account to help check your ICICI Prudential life insurance policy status whenever you want

ICICI Pru LifeTime Classic Plan

  • ICICI Pru LifeTime Classic Plan has been designed to provide life insurance coverage for the protection of your loved ones.
  • The plan comes with a selection of funds in which one can grow his/her money.
  • It provides you with 4 portfolio strategies.
  • By keeping the money invested in this plan, a policyholder can get the loyalty addition and wealth booster.
  • Offers tax benefits under Section 80C of the Income Tax Act.
  • You can start investing in ICICI Pru LifeTime Classic Plan by paying the minimum yearly premium of Rs. 30, 000/-. This is provided only for Regular and Limited pay options.
  • You may choose to pay the premium once, for a limited period of 5/ 6/ 7/ 8 or 10 years, or on a regular basis.
  • The policy tenure can be chooses between 10 to 25 years on the basis of the age and chosen premium payment tenure.

ICICI Pru Elite Life II Plan

  • Pru Elite Life II is basically a savings and protection oriented ICICI unit linked insurance plan
  • The plan provides with multiple options for investments concerning investment horizon, premium payment and fund choices
  • Offers a life insurance cover for the protection of the family in the event of the death of the policyholder
  • Provides with flexibility in terms of paying premium. You can pay the premiums for the complete policy term or for a limited period
  • Available with the choice of portfolio strategies on the basis of one’s requirements:
    • Fixed Portfolio Strategy, which provides with gives the alternative to assign savings in the funds of your choice
    • Life Cycle based Portfolio Strategy, which is a unique, personalized strategy to generate a perfect balance between debt and equity on the basis on one’s age
  • The policy lets the insured receive Loyalty Additions which trim down useful Fund Management Charge (FMC)
  • From the Starting of the end of the 10th policy year, the policyholders can avail Wealth Boosters, once every 5 years
  • ICICI Pru Elite Life II Plan also provides you with a choice of protection level of a life insurance that is available on the basis of requirements
  • Under the Fixed Portfolio Strategy, policyholders can manage changing financial priorities and investment viewpoint with limitless free switches
  • The policy offers tax benefits as per the Income Tax Act
  • You can check your policy status online to in augment cover or to make any additional changes to their policy

ICICI Pru Signature Plan

  • ICICI Pru Signature Plan provides with a financial protection to your loved ones by providing life insurance cover.
  • The policy comes with the return of the Total Charges of Premium Allocation. It is offered more than once.
  • The value benefits are given to the policy buyer in terms of rewarding higher premiums.
  • The policyholder can enjoy the advantages of the policy until he/she reaches the age of 99 years with the option of Whole Life term of the policy.
  • For regular withdrawal of money from the policy, the plan also provides with a systematic withdrawal option.
  • The minimum premium that a policy buyer has to pay for ICICI Pru Signature Plan is Rs.2, 00, 000/-.
  • You can pay the premiums once, regularly or for a limited period.

ICICI Pru Wealth Builder II Plan

  • This is basically unit linked insurance plan designed to offer savings and protection
  • Provides with a life insurance cover to safeguard your family's future
  • ICICI Pru Wealth Builder II Plan provides with a choice of portfolio strategies:
    • Fixed Portfolio Strategy, which has been designed to offer the option to assign savings in funds as per your choice
    • Life Cycle based Portfolio Strategy, which is a unique, personalized strategy designed on the basis of one’s age to generate a perfect balance between debt and equity
  • The plan also offers the choice of 7 fund options where you can invest and improve the status of the ICICI Prudential life insurance policy in terms of wealth creation
  • You will have the flexibility in terms of premium payments. For example, you can pay the premiums for the entire policy term or for a limited period
  • If you stay invested for a long term, you will receive loyalty benefits by means of Wealth Boosters and Loyalty Additions
  • Avail tax benefits on premiums paid and received benefits on the basis of Income Tax Act
  • You can choose the level of Protection on the basis of your needs
  • Be it the registration to the policy or checking the life insurance policy status, you can do everything through the company website online

ICICI Pru1Wealth Plan

  • As per the ICICI Pru1Wealth Plan, you will have to invest for one time only and in return, can reap the advantages for the complete policy term.
  • The plan has been specifically designed to provide you with a 100% amount investment in a wide range of funds.
  • The policy also offers a selection of 7 funds.
  • Enjoy tax benefit on the premiums paid and the benefits received on maturity under section 10(10D) and 80C of the Income Tax Act
  • The minimum premium that one is required to pay under this policy for start investing in is Rs. 50, 000/-
  • The policyholder has to pay the premium only once.
  • The term of this ICICI Prudential Life Insurance Plan is 5 or 10 years.

ICICI Pru Smart Couple Plan<

  • This plan offers various investment strategies to match the requirements of the policyholder.
  • The premium waived alternative makes sure that the financial security of the family is intact in the absence of the policyholder.
  • The policy offers the rewards of Wealth Booster and Loyalty Additions for long term investors under this plan.
  • Rs. 45, 000/- per annum is the minimum premium amount with which this plan can be started.
  • The policy offers the option to pay the premium once or regularly all through the policy tenure, or for a limited term.
  • Under this plan, the policy tenure for single payment option is 10 years, while, the policyholder can select from 10 years to 25 years for Limited and Regular pay option.

ICICI Pru Elite Life Super Plan

  • The plan has been designed to provide with financial defense to the policyholder’s family by offering life insurance coverage.
  • A policy buyer can easily move his/her money between equity and debt funds.
  • ICICI Pru Elite Life Super Plan provides 4 portfolio strategies to meet up your requirements.
  • The minimum premium that you require to begin investing in this plan is Rs.2 Lakhs yearly.
  • The policyholder can pay the premiums once, for a regular limited period of 5/ 6/ 7/ 8/ 9 or 10 years, or on a regular basis.
  • One can select the policy term between 10 years to 30 years.

ICICI Pru Elite Wealth Super Plan

  • The plan has been designed to provide financial security to the loved ones of the policy buyer in his/her when he will no longer be there in self.
  • The policy comes with an option to modify the strategies of the portfolio as per the policyholder’s preference.
  • The plan provides with rewards like Wealth Booster and Loyalty Additions for long-term investments.
  • The least amount of premium with which this ICICI Prudential Life Insurance Plan can be started is Rs.6 Lakhs yearly.
  • The term of this plan can range from 10 to 30 years.
  • The premiums can be paid once, for a limited period of 5/ 6/ 7/ 8/ 9 or 10 years or regularly