About TATA AIA Life Insurance Protection Solutions

Since you are the one and only breadwinner of your family, you hold huge responsibility to keep your family protected. If an ill-fated event takes you into custody, of if something horrific were to happen to you, can you imagine the scenario such as who will provide security and safety to your family in your absence?

Therefore, it is important to make sure that your loved one's financial safety measures to meet the uncertainties and make your family feel completely protected. One of the best ways to do so is by opting for Term life insurance plan, which can be considered as the purest form of TATA AIA Life Insurance. TATA AIA has a number of term life insurance plans on offer. Let’s check them out one by one in details below.

Tata AIA Life Insurance Sampoorna Raksha

All of us want to make sure that our loved ones never run out of financial resources to live the life of their dreams. Although we cannot foretell our future, we can certainly do something now to make sure that the dreams of our loved ones are never compromised, by providing a solid base of financial protection for them.

Tata AIA Life Insurance Sampoorna Raksha Plan has been designed keeping all of these in mind. It is basically a pure term insurance plan which provides your family with financial protection. The Sampoorna Raksha Plan from Tata AIA Life also offers the flexibility to select the plan that matches your requirements. You may choose to receive either a Lump Sum benefit on Death or a Lump Sum benefit on Death as well as a Monthly Income for the next 10 years while also enjoying the flexibility to increase your life insurance cover.

Key Benefits of Sampoorna Raksha

  • The plan offers you the flexibility to choose from 4 Death Benefit options:
    • Option 1 – "Sum Assured on Death" as a Lump Sum benefit on Death
    • Option 2 – "Sum Assured on Death" as a Lump Sum benefit on Death as well as Monthly Income for the next 10 years
    • Option 3 – "Enhanced Sum Assured on Death" as a Lump Sum death benefit
    • Option 4 – "Enhanced Sum Assured on Death" as a Lump Sum benefit on Death as well as Monthly Income for the next 10 years
  • Tata AIA Life Insurance Sampoorna Raksha Plan offers Life Cover up to 85 years of age; or alternative for Whole Life coverage (till the age of 100 years)
  • Offers premium paying term choice of regular or limited ( Pay for 5/10/ 12 Years or Pay till the Age of 60)
  • The policy offers lower premium rates for female lives and Standard premium rates for non-smokers
  • With Tata AIA Life Insurance Sampoorna Raksha Plan, you can enhance your protection with Optional Rider
  • You can avail Large Sum Assured discount if you opt for Higher Coverage
  • Avail tax benefits under section 80C and 10(10D) of the Indian Income Tax Act, 1961

Tata AIA Life Insurance Sampoorna Raksha+

Sampoorna Raksha+ is basically a non-linked non-participating Term Insurance Plan from Tata AIA Life Insurance that comes with return of premiums on maturity. With this Tata AIA life insurance plan you can get much more than just pure life cover.

We certainly do our very best to take care of all our family’s needs and try our very best to make sure that our family is financial secure from any sort of uncertainties of life. Tata AIA Term Life plans unquestionably are the best way to safeguard our family against any financial crisis in the event of an unfortunate circumstance.

TATA AIA Life Insurance Sampoorna Raksha+ plan not only protects you from the uncertainties of life but also offers you return on premiums paid on survival till the policy maturity. In addition to that, you may choose to receive either a Lump Sum benefit on Death or a Lump Sum benefit on Death and Monthly Income for the next 10 years.

Key Benefits of Sampoorna Raksha+

  • Tata AIA Life Insurance Sampoorna Raksha+ provides you with the flexibility to choose between 2 Death Benefit options:
  • In case of survival till maturity, the policy offers Return of Premium
  • Comes with Life Cover for the Policy Term of up to 40 years or up to 100 years of age
  • Gives you the choice of Premium Paying Term of Regular or Limited (Pay for 5/ 10/ 12 Years)
  • The plan offers Lower premium rates for female lives and Standard premium rates for non-smokers
  • You can increase your protection with Optional Rider
  • If you opt for Higher Coverage you can avail Large Sum Assured discount
  • Avail tax benefits under section 80C and 10(10D) of the Indian Income Tax Act, 1961

Tata AIA Life Insurance iRaksha TROP

iRaksha TROP is basically an online Term insurance plan from Tata AIA Life Insurance which offers return of premium. Tata AIA Life Insurance iRaksha TROP plan is the ideal solution to provide you with a strong base to protect the income of our loved ones. iRaksha TROP is a non- linked non – participating online term plan from Tata AIA which has been designed to give you peace of mind owing to the financial protection provided to your family during the policy term and also offers you return on the Total Premiums Paid at the end of the policy tenure.

Key Benefits of iRaksha TROP

  • Tata AIA Life Insurance iRaksha TROP offers two benefits:
    • Protection – Offers life cover against ill-fated demise
    • Return of Premium – The policy returns Total Premiums Paid in case of survival till Maturity
  • You can go for the premium payment term as per your convenience
    • Regular Pay – Pay the premium till end of the chosen policy tenure
    • Limited Pay – Pay the premium for a limited time period of 5 or 10 years and stay covered for a longer period
    • Single Pay – Pay the premium once for coverage over the complete policy tenure chosen
  • Tata AIA Life Insurance iRaksha TROP plan lets you enjoy additional benefit for leading a healthier lifestyle through special Premium Rates for Non-Smokers.
  • Lower premium rates are offered to female customers
  • The policy offers discount on premium rates to the customers opting for higher level of protection
  • Avail tax benefits under section 80C and 10(10D) of the Indian Income Tax Act, 1961

Tata AIA Life Insurance iRaksha Supreme

iRaksha Supreme is basically a non-linked non-participating term insurance plan from Tata AIA Life Insurance. The policy offers a Sum Assured of Rs. 50 Lacs and Regular Pay option to a healthy non-smoker male aged 30 years for a term of 25 years. iRaksha Supreme has been designed to be your first choice for online pure term solution will guarantee your peace of mind at a very attractive yet easily affordable price.

iRaksha Supreme Key Benefits

  • Life Protection – The plan offers financial protection against the unfortunate demise of the insured
  • You can go for the premium payment term as per your convenience
    • Regular Pay – Pay the premium till the end of the chosen policy tenure
    • Limited Pay – Pay the premium for a limited period of 5 or 10 years and get coverage for a longer period
    • Single Pay –Pay premium once for coverage over the complete policy tenure chosen
  • Non-smokers can enjoy the benefit for leading a healthier lifestyle through special Premium Rates.
  • Lower premium rates are offered to female customers
  • Lower premium rate benefits offered to the customers opting for higher level of protection (Sum Assured of Rs. 75 Lacs and above)
  • Avail tax benefits under section 80C and 10(10D) of the Indian Income Tax Act, 1961

Tata AIA Life Insurance iRaksha TROP

iRaksha TROP is basically an online Term insurance plan from Tata AIA Life Insurance which offers return of premium. Tata AIA Life Insurance iRaksha TROP plan is the ideal solution to provide you with a strong base to protect the income of our loved ones. iRaksha TROP is a non- linked non – participating online term plan from Tata AIA which has been designed to give you peace of mind owing to the financial protection provided to your family during the policy term and also offers you return on the Total Premiums Paid at the end of the policy tenure.

Tata AIA Life Insurance Maha Raksha Supreme

Maha Raksha Supreme from Tata AIG Life Insurance is basically a non-linked non-participating Term insurance plan that has been designed to ensure that the income for your family is protected in case something ill-fated happens to you out of the blue. Tata AIA Life Insurance Maha Raksha Supreme is provides you with all the required financial protection and offers you a wide range of choices to fulfill your family's specific needs of financial protection in your absence.

Key Benefits of Maha Raksha Supreme Plan

  • Pure Protection Cover – this is the simplest form of life insurance cover.
  • This Tata AIA term life insurance plan gives you an option to increase your protection cover in the future
  • With Life Stage Plus Option, you can enhance life cover at future milestone events in your life without the hassles of new medical underwriting
  • To help with expenses in the event of a Terminal Illness diagnosis, Inbuilt Payout Accelerator Benefit advances 50% of Basic Sum Assured
  • You can pay as Regular Premiums or as Single Premium as per your convenience
  • The policy offers discounted premium rates for females
  • This Tata AIA term plan also offers discounted rates for leading a non-smoking lifestyle
  • Offers tax benefits under section 80C and 10(10D) of the Income Tax Act, 1961.