Tata AIA Life Insurance Savings Plans: Compare & Buy Online

We all know that the key to fulfilling your aspirations and dreams is a good financial planning. Be it providing for your family with the everyday needs to purchasing a car or a home, good financial planning makes sure that you have a lifetime financial security for your family, even in the event of an ill-fated incident like the death of an earning member of your family. The symbol of having a good financial plan is the insertion of sufficient life insurance coverage, along with a part of savings built on the other side.

Since life insurance also acts a significant instrument for saving, saving life insurance plans can help you with the organization of definite requirements like saving for your kid's education, settlement in life, marriage, buying of a house, retirement and various other financial goals.

Tata AIA Life Guaranteed Return Insurance Plan

Life Guaranteed Return Insurance Plan is basically a non-participating, non-linked life insurance plan from Tata AIA.

The plan has been designed to meet the financial requirements of yours for tomorrow as well as offer protection to your loved ones and dreams as it makes sure that you earn guaranteed returns. Tata AIA Life Guaranteed Return Insurance Plan helps you to fulfill your medium to long-term goals like the kid’s education, retirement or marriage planning etc among others.

Special Features and Benefits of Tata AIA Life Guaranteed Return Insurance Plan

The policy offers flexibility to opt from Plan Options: Regular Income, Endowment or Whole Life Income
The plan has been designed to offer life cover for the financial defense of your loved ones
Under Endowment Option, the plan offers guaranteed additions to increase corpus year on year
Under Whole Life Income Option, the policy provides you with the flexibility to cover your spouse in the same policy
You can choose the term of the plan with a limited Premium Payment Term
You can increase your protection with optional riders available with this plan
Enjoy benefits of tax rebate under section 80C and 10(10D) of the Income Tax Act

Tata AIA Life Insurance Guaranteed Monthly Income Plan

Guaranteed Monthly Income Plan is basically a non-participating, non-linked life insurance plan from Tata AIA Life. The plan has been meticulously designed to provide you with the financial protection for your family. The plan also offers a monthly income so that you can meet the financial requirements of tomorrow. Thus, Tata AIA Life Insurance Guaranteed Monthly Income Plan helps you plan in advance towards your future requirements and offers security for your loved ones.

Special Features and Benefits of Tata AIA Life Guaranteed Monthly Income Plan

Under this plan, you will receive guaranteed monthly income for two times of the policy term
In order to increase your monthly income, Large Premium Boost is applicable under this plan
You can Choose Policy Term of 5/ 8 or 12 years
Supreme life cover is offered under this life insurance policy to safeguard your loved ones
Tata AIA Life Insurance Guaranteed Monthly Income Plan offers enhanced protection with additional riders
The policy offers tax under Section 80C and 10(10D) of the Income Tax Act.

Tata AIA Life Insurance Diamond Savings Plan

Diamond Savings Plan is basically a non-linked, participating life insurance plan from Tata AIA Life Insurance Company. As a limited pay insurance plan, Tata AIA Life Diamond Savings Plan has been designed to meet your tomorrow’s financial requirements. Alongside, the policy also offers protection to your loved ones. Investing your money in the Diamond Savings Plan by Tata AIA Life will certainly help you to fulfill your medium as well as long-term goals, like your child’s education, retirement and second income planning.

Special Features and Benefits of Tata AIA Life Diamond Savings Plan

Under this plan, you will receive a guaranteed income following the premium payment term
On maturity or on death, the policy offers vested Compound Reversionary Bonus and Terminal Bonus (if any)
Under this life insurance plan, you will have to pay for 8 or 12 years for a policy tenure of 18 or 25 years respectively
Avail life cover for the complete policy term
With optional Riders, you can enhance your protection under this plan
Get tax benefits under section 80C and 10(10D) of the Income Tax Act, 1961.

Tata AIA Life Insurance Gold Income Plan

The Gold Income Plan is basically a non-participating, non-linked Endowment Assurance Plan from Tata AIA Life.

This is a limited pay income plan. Tata AIA Life Insurance Gold Income Plan has been designed to that meet your tomorrow's financial needs. On the other hand, the policy also protects your loved ones and dreams given that the plan makes sure that you get guaranteed returns in exchange of the money invested.

Tata AIA Life Insurance Gold Income Plan not only provides you with a Guaranteed Lump Sum benefit on Maturity but also provides you with Guaranteed Income during the income tenure which increases each year. Buying this plan is the best choice in terms of fulfilling your average to long-term goals like the Kid’s Education, Marriage or Retirement planning.

Special Features and Benefits of Tata AIA Life Insurance Gold Income Plan

Tata AIA Life Insurance Gold Income Plan, you can pay for 5 to 12 years for a policy term of 12 to 15 years
You can opt for your Guaranteed Income a tenure of 10 or 15 years
Avail Guaranteed Maturity Benefit at the end of policy term
Under this plan, you can avail Guaranteed Income starting at 12% of the Basic Sum Assured
On Guaranteed Income, enjoy growing income with Income Boosters of 5% to 10%
With higher annual premium payment you can get higher Guaranteed Income under this plan
Boost your protection with optional Riders under this plan
Receive tax benefits under section 80C and 10(10D) of the Indian Income Tax Act.

Tata AIA Life Insurance Smart Income Plus

Smart Income Plus Plan, in general, is a non-participating, non-Linked, Endowment Assurance Plan from Tata AIA Life Insurance. This is a limited pay income plan that has been designed to meet your tomorrow's financial requirements. Tata AIA Life Insurance Smart Income Plus further protects your loved ones and dreams since the plan makes sure that you avail guaranteed returns in exchange of your invested money. This is the best life insurance plan from Tata AIA to help you accomplish your medium to long-term goals namely Child’s Education, Business Start-up, Marriage or Retirement planning.

Special Features and Benefits of Tata AIA Life Insurance Smart Income Plus Plan

The policy provides you with the flexibility to choose between Endowment options and Regular Income
You can receive Guaranteed Payouts under this plan ranging from 120% to 160% of the Annualized Premium
You need to pay for 7/10/12 years in order to get guaranteed life cover for 15/21/25 years
Under this plan, you can boost your protection with optional Riders
The policy also offers higher benefit for female lives
The policy offers tax benefits u/s 80C and 10(10D) of the Income Tax Act

Tata AIA Life Insurance Monthly Insurance Plan (MIP)

Monthly Insurance Plan (MIP) is basically a non-linked, participating Endowment Assurance Plan from Tata AIA Life Insurance. Tata AIA Life Insurance Monthly Insurance Plan (MIP) has been designed to help you save monthly for a limited period in order to create big corpus for your future financial requirements. In addition to this, the policy also offers Guaranteed Yearly Additions and Bonuses to increase your savings together with the Tax Benefits and Life cover.

Special Features and Benefits of Tata AIA Life Insurance Monthly Insurance Plan (MIP)

Savings

The policy helps you to build up a corpus for your potential goals with monthly savings
At the beginning of each policy year, you can avail Guaranteed Yearly Additions accrued
Under this plan, you can avail Terminal Bonus and Compounded Revisionary Bonus to further increase your savings
At maturity of the Policy, you will receive a lump sum benefit

Protection for Your Family

Avail life cover of at least 10X of the annualized premium for the complete policy term
Boost your life cover with additional Rider available under this plan

Liquidity

To meet unforeseen financial requirements, you can avail loan facility under this plan

Tax benefits

Enjoy tax benefits on investment as well as on returns, as per Income Tax Act

Tata AIA Life Insurance Secure 7

Secure 7 Plan is a non-linked, non-participating Endowment Assurance Plan from Tata AIA Life Insurance. This is basically a limited premium paying Non-Participating, Non-Linked Endowment Assurance Plan specifically designed to meet your future financial requirements. Alongside, Tata AIA Life Insurance Secure 7 also protects your future, dreams and loved ones since the plan makes sure that you get guaranteed returns for the money you invest under this plan.

Special Features and Benefits of Tata AIA Insurance Secure 7 Plan

Under this plan, you will need to pay for just 7 years and in return, you will receive a Guaranteed Annual Income for the next 7 years.
The policy offers protection against various uncertainties of life throughout the entire policy term
Offers protection of the Guaranteed Annual Income from erosion because of inflation
The policy comes with the alternative to enhance protection through additional rider
25% of the Basic Sum Assured is payable on maturity under this plan
Availability of Tax Benefits under Section 80C and 10 (10D) of the Income Tax Act

Tata AIA Life Insurance MahaLife Supreme

Keeping in mind the financial requirements of future, Tata AIA Life Insurance MahaLife Supreme plan has been designed. It is basically is a Limited Premium Paying Non-Participating, Non-Linked Endowment Assurance Plan. The plan allows you to plan both the required regular annual income inflow and your savings outflow along with the all vital benefit of a life insurance protection. Under Tata AIA Life Insurance MahaLife Supreme plan, you have the alternative to pay premiums for a limited period of either 12 or 15 years and get guaranteed annual income for 18 or 20 years correspondingly.

Special Features and Benefits of Tata AIA Insurance Maha Life Supreme Plan

This is a Limited premium payment endowment plan which comes with a Guaranteed Annual Income
You can decide between 2 options – on the basis of Policy Term and Premium Payment Term as per your required income inflow and requirement of savings outflow
To provide you with a regular inflow of funds, the policy offers Steady and Guaranteed Annual Income
Comes with the option to increase your protection through rider
On the maturity of the policy, a lump sum amount is payable under this plan as a percentage of Basic Sum Assured in addition to the applicable Guaranteed Annual Income
Avail tax benefits under Section 80C and 10 (10D) as per the Income Tax Act
For option A, Guaranteed Annual Income will begin from the end of 16th policy year and for option B, the same will start from the end of 13th policy year. Option A and Option B are based on Premium Payment Term and Policy Term.

Tata AIA Life Insurance Fortune Guarantee

Fortune Guarantee plan is basically a non-linked, non-participating Endowment Insurance plan from Tata AIA Life Insurance. The plan has been designed to provide you with life insurance cover throughout the policy term for the financial protection of your family. On maturity, Tata AIA Life Insurance Fortune Guarantee Plan also offers a guaranteed lump sum benefit so that you can accomplish your future goals. Under this plan, you may also increase your life protection cover with a broad range of riders.

Special Features and Benefits of Tata AIA Insurance Fortune Guarantee Plan

The policy offers guaranteed maturity benefit. However, it varies from 114% to 275% of Total Premiums Paid
Offers life cover to shield your loved ones
Comes with flexible premium paying term and policy term
The policy also offers higher benefits for female lives
You can boost your protection by opting for optional riders under this plan
Get tax benefits u/s 80C & 10(10D) of the Income-Tax Act, 1961

Tata AIA Life Insurance Insta Wealth Plan

Insta Wealth Plan is basically a simple Non-Linked, Non-Participating Endowment Assurance plan from Tata AIA Life Insurance. The plan has been designed in such a way that it is easy to understand and easy to purchase. Tata AIA Life Insurance Insta Wealth plan provides you with the security of life insurance and you don’t need to go through the hassle of tedious medical tests to buy one. All you have to do is just choose your term and premium to avail the benefits of this Tata AIA life insurance cover and enjoy enhanced savings through Guaranteed Additions and Bonuses.

Special Features and Benefits of Tata AIA Insurance of Insta Wealth Plan

The policy offers a hassle-free life insurance cover without any medical or financial underwriting
Provides you with the ease of paying of a shorter period and take pleasure in life cover all through the term
Every year following the completion of premium paying term, the policy offers Guaranteed Additions
The policy also offers Terminal Bonus and Compound Bonus to further increase your savings
The policy comes with the life cover of up to Rs. 20 lacs
Avail tax benefits under section 80C and 10(10D) of the Income-Tax Act, 1961

Tata AIA Life Insurance Money Back Plus

Money Back Plus plan is a non-linked, participating Endowment Assurance Plan from Tata AIA Life Insurance. The plan has been specifically designed to cater to all your needs of periodic payouts at the major stages in life along with life cover protection. , Tata AIA Life Insurance Money Back Plus plan also provides you with the flexibility to opt from a range of term options so that you can meet your financial commitments with the benefit of paying for only half the term along with improved savings with bonuses all through the policy term.

Tata AIA Life Insurance Money Back Plus will help you construct a strong savings foundation with ample financial protection so that you do not have to leave any stone unturned to make your dreams more colorful!

Special Features and Benefits of Tata AIA Insurance Money Back Plus Plan

The policy provides you with the survival payouts of up to 130% of Sum assured at regular intervals all through the policy term
Offers life cover throughout the policy term despite of the survival payouts already paid
Through inbuilt Accident Benefit, the policy offers additional protection in the event of accidental death
The policy offers limited premium payment which is equivalent to half the policy term
Through compounded reversionary bonus and terminal bonus under this plan, you can boost your savings
On maturity, the policy offers lump sum to meet your needs
Avail tax benefits under section 80C and 10(10D) of the Income-Tax Act, 1961

Tata AIA Life Insurance Smart 7

Everyone has numerous aspirations in their life. The same is applicable in terms of protection or returns. Keeping this in mind, Smart 7 plan has been developed by Tata AIA life insurance. This is basically a life insurance solution specifically designed to enhance your corpus in addition to fulfilling your insurance needs. Tata AIA Life Insurance Smart 7 is a non-linked, limited premium paying, participating endowment assurance plan which helps make your future planning as well as investments simpler.

Special Features and Benefits of Tata AIA Life Insurance Smart 7 Plan

You will have to pay premium for a limited period of 7 years and in return you can reap the benefits in just another 5 years
Under this plan, you can enjoy the growth of corpus over 12 years in the form of Compounding Annual Bonus
On maturity, you will receive a lump sum amount
Tata AIA Life Insurance Smart 7 Plan offers Life protection for the entire tenure of 12 years
At maturity, you can enhance your corpus with Additional Bonus
The policy comes with the option to increase protection through additional rider
Offers tax benefits under Section 80C and 10 (10D) of the Income Tax Act

Tata AIA Life Insurance Smart Growth Plus

Smart Growth Plus plan is basically is basically a non-linked, participating Endowment Assurance Plan from Tata AIA Life Insurance. It is developed as a one stop solution for all your insurance and savings needs. Tata AIA Life insurance Smart Growth provides you with the flexibility to opt from a broad range of policy terms which can be tailored as per your needs, to match your medium to long-term needs. This plan helps in the growth of your investment through amassing of bonuses along with guaranteed additions.

Special Features and Benefits of Tata AIA Life Insurance Smart Growth Plus Plan

The policy offers guaranteed additions of 5.5% per annum of the Sum assured to enhance your savings
Comes with the flexibility to opt from the policy term to match your short to long-term savings requirements
In case of Accidental death, the policy offers Double Sum Assured
Under this plan, you can enjoy the growth of your corpus through Terminal Bonus and Compound Reversionary Bonus (if any)
Avail tax benefits u/s 80C & 10(10D) of the Income Tax Act

Tata AIA Life Insurance MahaLife Gold Plus

Tata AIA Life Insurance MahaLife Gold Plus provides you with financial freedom to you and your future generations and helps to keep hold of their standard of living. This is basically a non-linked, limited premium paying, participating whole of life insurance plan up to age 85. In short, Tata AIA Life Insurance MahaLife Gold Plus is a short term investment plan that provides you with the best returns for a longer period of time.

So make the correct descision and protect your future as well as the future of your loved ones with the Tata AIA Life Insurance MahaLife Gold Plus plan that allows you afford a better tomorrow and leave behind a lump sum for the next generation of your family.

Special Features and Benefits of Tata AIA Life Insurance MahaLife Gold Plus Plan

Under this plan, you can enjoy a lifetime coverage up to 85 years of age by paying premium for 15 years only
Comes with the added benefit of enhancement in your protection by means of an Inflation Protection Cover during the policy tenure
The policy helps you plan your legacy by making sure that you earn regular income for yourself and your family for an extended period of time
From 10th to 30th policy anniversary, Tata AIA Life Insurance MahaLife Gold Plus Plan offers guaranteed annual coupons
Under this plan, from 6th policy anniversary till maturity, the Non Guaranteed Cash Dividends on a yearly basis
Provides you with the option to increase the protection through rider
You will get a lump sum at maturity along with the regular income

Tata AIA Life Insurance MahaLife Gold

MahaLife Gold from Tata AIA Life Insurance has been basically designed to enable one to accomplish one's aspirations by being on one's side as a long term companion. Be it ensuring a good education for children through guaranteed income, planning for a dream home in the near future, creating a lump sum for your loved ones or enjoying the finer moments of life post-retirement, you can be rest assured that your family will always be financially protected for a long period of time under Tata AIA Life Insurance MahaLife Gold plan. The policy has been designed to offer a complete solution by making sure that one creates a legacy for 3 generations through yearly returns and bonuses till the age of 85 years.

Special Features and Benefits of Tata AIA Life Insurance MahaLife Gold Plan

The policy let’s you enjoy a lifelong coverage up to the age of 85 years by paying premium for 15 years only
Let’s you plan your legacy by making sure regular income for yourself as well as your family for an extended period of time
Starting from 10th policy anniversary till maturity, the policy offers Guaranteed Annual Coupons
From 6th policy anniversary till maturity, the policy offers Non Guaranteed Cash Dividends on yearly basis
Comes with the option to boost protection through additional rider
At maturity, you will receive a lump sum along with the regular income
Avail tax benefits under section 80C and 10 (10D) of the Income Tax Act

Tata AIA Life Insurance MahaLife Magic

MahaLife Magic is basically non-linked, a limited premium paying, participating Endowment Assurance Plan from Tata AIA Life Insurance. It is an only one of its kind saving plan under which you will have to pay for a short period and gain by make the most of the growth of your money.

Special Features and Benefits of Tata AIA Life Insurance MahaLife Magic Plan

Under this plan, you will have to pay for just 9 years and in exchange you will get a lump sum amount at maturity
Provides bonuses to enhance your maturity amount
Offers the potential for advantages with the bonus components
Provides with the security against uncertainties of life for the complete policy tenure
Comes with the option to augment protection through additional rider
Avail tax benefits under Section 80C & 10 (10D) of the Income Tax Act

Tata AIA Life Insurance Money Maxima

Money Maxima plan is basically non-linked, a regular premium paying participating endowment assurance plan from Tata AIA Life Insurance. This plan has been designed to provide you with the freedom that offers a number of bonuses as well as guaranteed benefits which makes the most of returns for every rupee you invest, so that you can enhance your life needs without the worries of the future.

Special Features and Benefits of Tata AIA Life Insurance Money Maxima Plan

Comes with flexible policy terms some that you can achieve specific time oriented goals
To further augment your savings, the policy provides with Guaranteed Loyalty Addition
The policy offers Life coverage all through the policy term
Comes with the option to augment protection through rider
The policy also offers maturity benefit of basic sum assured along with Guaranteed Loyalty Addition and Bonuses
Enjoy tax benefits under section 80C & 10(10D) of the Income Tax Act, 1961

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